Are you living a rich, beautiful budget lifestyle?
Can you live rich on a budget? I get this question all the time. Most people think that living on a budget means that you will have to make a lot of sacrifices. When people think of sticking to a budget, they automatically think that means that they have to give up something or choose cheaper, inferior-quality products or services. But, the good new is, that doesn’t have to be the case. Many times, you can keep the same lifestyle or still choose the high-quality products, you just have to be a bit savvier about when and how you purchase these items. Here are a few ideas that can help you to live rich, a beautiful budget lifestyle.
Many golfers want a 7:00 am tee time on a Saturday morning. While the sun peeking through the trees and the dew still shimmering on the grass does make for a beautiful and tranquil golfing experience, you can get a similar experience—at a much cheaper price—by going later in the day. If you opt for a later afternoon tee time, the prices are much cheaper for 18 holes. Save yourself even more money, and choose an early evening spot for nine holes of golf. Weekends are also the busiest time, so prices drop even more if you are willing to golf on weekday afternoons or evenings. Many courses also offer discounts on golf packages for the season, which can save you some money as well. We always hear about what an expensive sport golf is—but it doesn’t have to be. Knowing the best time to book your round can give you the golfing experience that you are looking for, at a fraction of the cost.
Minors vs. Majors
Next time you want to attend a professional baseball game, you may want to look at going to the minor league version instead. You will be able to avoid the huge crowds, expensive parking, and the mile hike to the stadium, and the best part is you will save at least 50% on ticket prices! It is no surprise that the food at the concession stand is much cheaper as well. But the nicest thing about attending these minor league games is that the stadiums are just as nice as the bigger stadiums, and every seat is close to the action! Same great ball park experience, at a budget-friendly price. And with three boys that love sports, this is a big one for our family!
If you want the Designer Label
If the name on the label means a lot to you, but you don’t want to spend the designer price, there are still ways in which you can buy these clothes without breaking the bank. Most everyone has heard of websites such as Overstock.com or Zulily for bargains on designer goods; however, there is also a new trend in the world of second-hand designer goods. Poshmark, is an app that allows women to buy—and sell—lightly used designer fashions and accessories, so you can pick up some good deals. You can also sell some of your own used designer items and make a few bucks along the way.
While the thought of slipping into a brand new car and driving it off the car lot is appealing, you may want to think twice before signing and driving because once that car pulls off the lot, it is going to depreciate in value. That is good news, though. It means that you can pick up a used luxury car for a lot less than a new one. Even though it will have a few miles on it, the luxury amenities— such as leather, heated seats, premium sound system, and pretty much automatic everything—are still going to be just as nice. You can check out Edmunds or Kelley Blue Book to price and compare new and used car prices. For instance, if you are looking at buying a brand new 2015 BMW 335i Sedan, the price is around $39,500, but a used 2008 BMW 335i Sedan, with approximately 60,000 miles on it, is about 50-60% less than a new one, ranging from $15,800-$18,800.
Sticking to your budget, doesn’t mean that you have to skip taking a vacation. The trick is knowing when to go on vacation. Timing really is everything when it comes to being able to get a luxury vacation at an affordable price. If you want to plan a beach vacation, don’t go during the busy season—summer. Pricing during the busy season will cost you double, if not triple, what the same room would be during the off-season. A good rule of thumb for traveling, in addition to a destination’s peak season, is that holidays and weekends are typically going to cost you quite a bit more. An added bonus of traveling during non-peak season or non-holidays is that you will avoid the huge crowds too. If you have a flexible travel schedule, then you may also be able to take advantage of last-minute deals too. For more ideas on how to save money on your next vacation, check out my article, Frugal Vacation Planning: 10 Ways to Save Money
Think you can’t afford eating out at a fancy restaurant? Think again. Knowing when to go, makes all the difference though. Many times, these five-star restaurants are open for lunch, or even have early-bird or weeknight specials. The food tastes just as delicious, and you will experience the same up-scale atmosphere and excellent service, but by avoiding the evening dinner pricing and the weekend crowds, you can have your Baked Alaska—or cake—and eat it too.
If you have gone to the movies recently, you know that the tickets and popcorn can really add up—and even more so, if you took the whole family. However, there is a way to still catch the newest Hollywood blockbusters without busting your budget: opt for the matinee or go during the weekdays—weekend and evening prices are always a bit higher. And if you don’t have the will-power to walk by the concession stand, and I know that I don’t—I mean, what is a movie without popcorn?!—share a larger size popcorn, rather than buying individual sizes and save a few dollars. And if you want to save even more money at the movies, Cinemark typically has family-friendly kid specials all summer long for a very discounted ticket price, and even discounts on popcorn and drinks. Or, if you are fine to wait and see a movie, some movie theaters only show movies that have been out for a while, and those ticket prices are much lower!
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